HRA

Acuerdo de Reembolso de Salud

In 9 languages

LanguageTerm
EnglishHRA
Spanish (Español) Acuerdo de Reembolso de Salud
Chinese (中文) 健康报销账户
Korean (한국어) 건강 상환 계좌
Vietnamese (Tiếng Việt) Tài khoản hoàn trả y tế
Filipino (Tagalog) HRA
Portuguese (Português) Conta de reembolso de saúde
Thai (ภาษาไทย) บัญชีชดเชยค่ารักษาพยาบาล
Japanese (日本語) 医療費払い戻し口座

What it means

A Health Reimbursement Arrangement (HRA) is an employer-funded account that reimburses you tax-free for qualified out-of-pocket medical expenses and, in some plan designs, individual insurance premiums. Only your employer can contribute—you cannot add your own money. Common types include the Qualified Small Employer HRA (QSEHRA), which lets small businesses reimburse employees for individual insurance costs, and the Individual Coverage HRA (ICHRA), which can replace traditional group coverage. Unused funds may or may not roll over depending on plan rules. HRA reimbursements are excluded from your taxable income and can cover costs your health plan does not pay, such as deductibles or copays.

How to say it

Sentences a patient might use with a doctor, nurse, pharmacist, or insurer:

HRA—health reimbursement arrangement

arreglo de reembolso de salud

employer health reimbursement account

cuenta de reembolso de salud del empleador

employer-funded medical reimbursement

reembolso médico financiado por el empleador

Where you'll see it

employer benefits enrollment guideSummary Plan Description (SPD)individual health insurance marketplace applicationIRS Notice 2013-54

Related terms

Sources

US Glossary Español A–Z US Codes United States

Last reviewed: September 2026