US Medical Term · insurance
Health Reimbursement Arrangement
Acuerdo de reembolso de salud
In 9 languages
| Language | Term |
|---|---|
| English | Health Reimbursement Arrangement |
| Spanish (Español) | Acuerdo de reembolso de salud |
| Chinese (中文) | 健康報銷安排 |
| Korean (한국어) | 건강 상환 약정 |
| Vietnamese (Tiếng Việt) | Thỏa thuận hoàn trả y tế |
| Filipino (Tagalog) | Health reimbursement arrangement |
| Portuguese (Português) | Arranjo de reembolso de saúde |
| Thai (ภาษาไทย) | ข้อตกลงการคืนเงินค่ารักษาพยาบาล |
| Japanese (日本語) | 医療費払い戻し制度 |
What it means
A Health Reimbursement Arrangement (HRA) is an employer-funded account that reimburses employees for qualified medical expenses and sometimes health insurance premiums. Unlike an HSA, only employers contribute to an HRA — employees cannot add their own money. The employer sets the annual contribution limit. Common HRA types include the Individual Coverage HRA (ICHRA) and Qualified Small Employer HRA (QSEHRA). HRA funds are generally tax-free and do not roll over in all arrangements. Unused funds stay with the employer if you leave. HRAs can supplement or sometimes replace traditional group health insurance depending on the plan type.
How to say it
Sentences a patient might use with a doctor, nurse, pharmacist, or insurer:
My employer offers an HRA — what medical expenses can I get reimbursed for?
Mi empleador ofrece un HRA — ¿qué gastos médicos puedo recibir como reembolso?
How much does my employer contribute to my health reimbursement arrangement each year?
¿Cuánto aporta mi empleador a mi acuerdo de reembolso de salud cada año?
Do my unused HRA funds roll over to next year?
¿Se transfieren al próximo año los fondos no utilizados de mi HRA?
Where you'll see it
Related terms
Sources
Last reviewed: September 2026