US Medical Term · insurance
HSA (Health Savings Account)
Cuenta de Ahorros para la Salud
In 9 languages
| Language | Term |
|---|---|
| English | HSA (Health Savings Account) |
| Spanish (Español) | Cuenta de Ahorros para la Salud |
| Chinese (中文) | 健康储蓄账户 |
| Korean (한국어) | 건강 저축 계좌 |
| Vietnamese (Tiếng Việt) | Tài khoản tiết kiệm y tế |
| Filipino (Tagalog) | Health Savings Account |
| Portuguese (Português) | Conta Poupança de Saúde |
| Thai (ภาษาไทย) | บัญชีออมทรัพย์สุขภาพ |
| Japanese (日本語) | HSA（医療貯蓄口座） |
What it means
A Health Savings Account (HSA) is a tax-advantaged savings account available to individuals enrolled in a qualifying HDHP. Contributions are pre-tax (or tax-deductible), earnings grow tax-free, and withdrawals for qualified medical expenses are also tax-free — a triple tax benefit. HSA funds roll over year to year and can be invested. After age 65, funds can be withdrawn for any purpose (taxed as income, like a traditional IRA). Annual contribution limits are set by the IRS.
How to say it
Sentences a patient might use with a doctor, nurse, pharmacist, or insurer:
I want to contribute the maximum amount to my HSA before the tax filing deadline.
Quiero contribuir el monto máximo a mi HSA antes de la fecha límite de presentación de impuestos.
Can I use my HSA to pay for dental and vision expenses not covered by my insurance?
¿Puedo usar mi HSA para pagar gastos dentales y de visión no cubiertos por mi seguro?
My HSA balance rolls over every year, so unused funds are never forfeited at year-end.
Mi saldo de HSA se acumula cada año, por lo que los fondos no utilizados nunca se pierden al final del año.
Where you'll see it
Related terms
Related guide
→ US Guide: health savings accounts fsa hsaSources
Last reviewed: September 2026