US Medical Term · insurance
HSA (Health Savings Account)
Cuenta de Ahorros para la Salud
In 9 languages
| Language | Term |
|---|---|
| English | HSA (Health Savings Account) |
| Spanish (Español) | Cuenta de Ahorros para la Salud |
| Chinese (中文) | 健康储蓄账户 |
| Korean (한국어) | 건강 저축 계좌 |
| Vietnamese (Tiếng Việt) | Tài khoản tiết kiệm y tế |
| Filipino (Tagalog) | Health Savings Account |
| Portuguese (Português) | Conta Poupança de Saúde |
| Thai (ภาษาไทย) | บัญชีออมทรัพย์สุขภาพ |
| Japanese (日本語) | HSA（医療貯蓄口座） |
What it means
A Health Savings Account (HSA) is a tax-advantaged savings account available to individuals enrolled in a qualifying HDHP. Contributions are pre-tax (or tax-deductible), earnings grow tax-free, and withdrawals for qualified medical expenses are also tax-free — a triple tax benefit. HSA funds roll over year to year and can be invested. After age 65, funds can be withdrawn for any purpose (taxed as income, like a traditional IRA). Annual contribution limits are set by the IRS.
How to say it
Sentences a patient might use with a doctor, nurse, pharmacist, or insurer:
I want to contribute the maximum amount to my HSA before the tax filing deadline.
Quiero contribuir el monto máximo a mi HSA antes de la fecha límite de presentación de impuestos.
Can I use my HSA to pay for dental and vision expenses not covered by my insurance?
¿Puedo usar mi HSA para pagar gastos dentales y de visión no cubiertos por mi seguro?
My HSA balance rolls over every year, so unused funds are never forfeited at year-end.
Mi saldo de HSA se acumula cada año, por lo que los fondos no utilizados nunca se pierden al final del año.
Where you'll see it
Related terms
All terms in this area: Insurance and billing — Seguro médico y facturación
Related guide
→ US Guide: health savings accounts fsa hsaSources
Last reviewed: September 2026