US Medical Term · insurance
FSA (Flexible Spending Account)
Cuenta de Gastos Flexibles
In 9 languages
| Language | Term |
|---|---|
| English | FSA (Flexible Spending Account) |
| Spanish (Español) | Cuenta de Gastos Flexibles |
| Chinese (中文) | 灵活支出账户 |
| Korean (한국어) | 유연 지출 계좌 |
| Vietnamese (Tiếng Việt) | Tài khoản chi tiêu linh hoạt |
| Filipino (Tagalog) | Flexible Spending Account |
| Portuguese (Português) | Conta de Gastos Flexíveis |
| Thai (ภาษาไทย) | บัญชีใช้จ่ายยืดหยุ่น |
| Japanese (日本語) | FSA（フレキシブル支出口座） |
What it means
A Flexible Spending Account (FSA) is an employer-sponsored pre-tax benefit account used to pay for eligible medical, dental, and vision expenses. Contributions reduce your taxable income. Unlike HSAs, FSAs generally follow a 'use it or lose it' rule — unspent funds may be forfeited at year-end, though some plans allow a grace period or limited rollover. FSAs can be used with any health plan type, not just HDHPs. Annual contribution limits are set by the IRS.
How to say it
Sentences a patient might use with a doctor, nurse, pharmacist, or insurer:
Can I use my FSA card to pay for my prescription at the pharmacy today?
¿Puedo usar mi tarjeta FSA para pagar mi receta en la farmacia hoy?
I have $300 left in my FSA and need to spend it before year-end or lose it.
Tengo $300 restantes en mi FSA y necesito gastarlos antes de que termine el año o los perderé.
Does my FSA plan allow a rollover, or do I lose unused money at the end of the year?
¿Mi plan FSA permite un traspaso, o pierdo el dinero no usado al final del año?
Where you'll see it
Related terms
Related guide
→ US Guide: health savings accounts fsa hsaSources
Last reviewed: September 2026