insurance
Workers' Compensation Insurance
労災保険 (rōsai hoken)
Workers' Compensation Insurance (労災保険, rōsai hoken) covers injuries, illnesses, and deaths that occur directly as a result of work duties or the commute to and from work. It covers 100% of medical treatment costs with no copayment, as well as lost wages, rehabilitation, and survivor benefits. All Japanese employers are required by law to enroll their workers in this scheme regardless of employment type or nationality.
Foreign workers injured on the job in Japan are fully covered by workers' compensation and should report the incident to their employer and file a claim through the Labor Standards Inspection Office (労働基準監督署).
In 9 languages
| Language | Term |
|---|---|
| English | Workers' Compensation Insurance |
| Japanese (日本語) | 労災保険 |
| Chinese (中文) | 工伤保险 |
| Korean (한국어) | 산재보험 |
| Portuguese | Seguro de acidentes de trabalho |
| Spanish | Seguro de compensación laboral |
| Filipino | Workers' compensation insurance |
| Thai | ประกันอุบัติเหตุจากการทำงาน |
| Vietnamese | Bảo hiểm tai nạn lao động |
| Romanization | rōsai hoken |
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Read the guide →Last reviewed: September 2026