insurance

Copayment / Patient Cost-Sharing

自己負担 (jiko futan)

The copayment (自己負担, jiko futan) is the percentage of medical costs you pay out of pocket after insurance covers the remainder. In Japan, the standard rate for working-age adults is 30% of the total bill. Children up to junior high school and elderly patients aged 70 and above pay a reduced rate of 10 to 20% depending on income. The copayment applies at clinics, hospitals, and pharmacies.

Japan's 30% standard copayment rate is the baseline figure most working-age foreigners encounter at every clinic or hospital visit.

In 9 languages

Language	Term
English	Copayment / Patient Cost-Sharing
Japanese (日本語)	自己負担
Chinese (中文)	自付费用
Korean (한국어)	본인 부담금
Portuguese	Coparticipação
Spanish	Copago
Filipino	Copayment
Thai	ค่าร่วมจ่าย
Vietnamese	Phần đồng thanh toán
Romanization	jiko futan

Related terms

• National Health Insurance 国民健康保険
• Employee Health Insurance / Shakai Hoken 社会保険
• Health Insurance Card 健康保険証
• High-Cost Medical Expense Benefit 高額療養費
• Outpatient / Outpatient Care 外来

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