insurance

Health Insurance Premium

保険料 (hokenryō)

The health insurance premium (保険料, hokenryō) is the monthly payment required to maintain health insurance coverage in Japan. For National Health Insurance, premiums are calculated by each municipality based on prior-year income, household size, and fixed per-person charges. For Shakai Hoken, premiums are a percentage of monthly salary split between employer and employee. Persistent non-payment can result in benefit suspension or legal enforcement action.

NHI premiums vary considerably between municipalities; low-income residents or those with no income may apply for a reduction or full exemption at their local municipal office.

In 9 languages

Language	Term
English	Health Insurance Premium
Japanese (日本語)	保険料
Chinese (中文)	保险费
Korean (한국어)	보험료
Portuguese	Prêmio do seguro de saúde
Spanish	Prima del seguro médico
Filipino	Premium ng health insurance
Thai	เบี้ยประกันสุขภาพ
Vietnamese	Phí bảo hiểm y tế
Romanization	hokenryō

Related terms

• National Health Insurance 国民健康保険
• Employee Health Insurance / Shakai Hoken 社会保険
• Copayment / Patient Cost-Sharing 自己負担
• Long-Term Care Insurance 介護保険
• Municipal Office / City Hall 市区町村役場
• Health Insurance Enrollment 健康保険加入

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