Reconciliation

Conciliación

In 9 languages

LanguageTerm
EnglishReconciliation
Spanish (Español) Conciliación
Chinese (中文) 保费税收抵免核对
Korean (한국어) 보험료 세액공제 조정
Vietnamese (Tiếng Việt) Đối chiếu Tín dụng Thuế Phí bảo hiểm
Filipino (Tagalog) Rekonsiliasyon ng Premium Tax Credit
Portuguese (Português) Conciliação do Crédito Fiscal de Prêmio
Thai (ภาษาไทย) การกระทบยอดเครดิตภาษีเบี้ยประกัน
Japanese (日本語) プレミアム税額控除の調整

What it means

In the ACA context, reconciliation is the process of settling the difference between the advance premium tax credits (APTC) you received during the year and the amount you were actually entitled to based on your final income. You complete this on IRS Form 8962 when you file your federal tax return. If your income was lower than estimated, you may receive an additional refund. If your income was higher, you may owe some or all of the advance credits back. Updating your income estimate during the year at the marketplace can reduce the chance of owing a large repayment at tax time.

How to say it

Sentences a patient might use with a doctor, nurse, pharmacist, or insurer:

rek-un-SIL-ee-AY-shun

conciliación del crédito fiscal de prima

Also called 'APTC reconciliation' or 'premium tax credit reconciliation'

También llamada 'conciliación del crédito anticipado de prima'

Tax preparers ask: 'Did you receive marketplace insurance and APTC last year?'

'¿Recibió seguro del mercado y APTC el año pasado?'

Where you'll see it

IRS Form 8962Form 1095-AFederal tax return instructionsMarketplace plan documents

Related terms

Sources

US Glossary Español A–Z US Codes United States

Last reviewed: September 2026