US Medical Term · insurance
APTC (Advanced Premium Tax Credit)
Crédito Fiscal Anticipado de Prima
In 9 languages
| Language | Term |
|---|---|
| English | APTC (Advanced Premium Tax Credit) |
| Spanish (Español) | Crédito Fiscal Anticipado de Prima |
| Chinese (中文) | 预付保费税收抵免 |
| Korean (한국어) | 선급 보험료 세액공제 |
| Vietnamese (Tiếng Việt) | Tín dụng thuế phí bảo hiểm trước |
| Filipino (Tagalog) | Advanced Premium Tax Credit |
| Portuguese (Português) | Crédito Fiscal Antecipado |
| Thai (ภาษาไทย) | เครดิตภาษีล่วงหน้าสำหรับเบี้ยประกัน |
| Japanese (日本語) | 保険料税額控除（APTC） |
What it means
The Advanced Premium Tax Credit (APTC) is a federal subsidy that helps eligible individuals and families pay for health insurance purchased through the Marketplace. Eligibility is based on household income as a percentage of the federal poverty level and filing status. The credit can be applied in advance to monthly premiums, reducing what you pay each month, or claimed as a credit at tax filing. Income changes during the year should be reported promptly to avoid repayment at tax time.
How to say it
Sentences a patient might use with a doctor, nurse, pharmacist, or insurer:
My APTC is based on my estimated income — should I update it if I get a raise?
Mi APTC se basa en mis ingresos estimados — ¿debo actualizarlo si recibo un aumento?
Can I apply my Advanced Premium Tax Credit directly to my monthly premium each month?
¿Puedo aplicar mi Crédito Fiscal de Prima Anticipada directamente a mi prima mensual cada mes?
I owed a large APTC repayment at tax time because my income was higher than I estimated.
Debí un gran reembolso de APTC al momento de los impuestos porque mis ingresos fueron más altos de lo que estimé.
Where you'll see it
Related terms
Related guide
→ US Guide: marketplace plans and subsidiesSources
Last reviewed: September 2026