US Medical Term · insurance
APTC (Advanced Premium Tax Credit)
Crédito Fiscal Anticipado de Prima
In 9 languages
| Language | Term |
|---|---|
| English | APTC (Advanced Premium Tax Credit) |
| Spanish (Español) | Crédito Fiscal Anticipado de Prima |
| Chinese (中文) | 预付保费税收抵免 |
| Korean (한국어) | 선급 보험료 세액공제 |
| Vietnamese (Tiếng Việt) | Tín dụng thuế phí bảo hiểm trước |
| Filipino (Tagalog) | Advanced Premium Tax Credit |
| Portuguese (Português) | Crédito Fiscal Antecipado |
| Thai (ภาษาไทย) | เครดิตภาษีล่วงหน้าสำหรับเบี้ยประกัน |
| Japanese (日本語) | 保険料税額控除（APTC） |
What it means
The Advanced Premium Tax Credit (APTC) is a federal subsidy that helps eligible individuals and families pay for health insurance purchased through the Marketplace. Eligibility is based on household income as a percentage of the federal poverty level and filing status. The credit can be applied in advance to monthly premiums, reducing what you pay each month, or claimed as a credit at tax filing. Income changes during the year should be reported promptly to avoid repayment at tax time.
How to say it
Sentences a patient might use with a doctor, nurse, pharmacist, or insurer:
My APTC is based on my estimated income — should I update it if I get a raise?
Mi APTC se basa en mis ingresos estimados — ¿debo actualizarlo si recibo un aumento?
Can I apply my Advanced Premium Tax Credit directly to my monthly premium each month?
¿Puedo aplicar mi Crédito Fiscal de Prima Anticipada directamente a mi prima mensual cada mes?
I owed a large APTC repayment at tax time because my income was higher than I estimated.
Debí un gran reembolso de APTC al momento de los impuestos porque mis ingresos fueron más altos de lo que estimé.
Where you'll see it
Related terms
All terms in this area: Insurance and billing — Seguro médico y facturación
Related guide
→ US Guide: marketplace plans and subsidiesSources
Last reviewed: September 2026