US Medical Term · financial
Undue Hardship Waiver
Exención por Dificultad Excesiva
In 9 languages
| Language | Term |
|---|---|
| English | Undue Hardship Waiver |
| Spanish (Español) | Exención por Dificultad Excesiva |
| Chinese (中文) | 过度困难豁免 |
| Korean (한국어) | 과도한 어려움 면제 |
| Vietnamese (Tiếng Việt) | Miễn trừ Khó khăn Quá mức |
| Filipino (Tagalog) | Undue Hardship Waiver |
| Portuguese (Português) | Isenção por Dificuldade Excessiva |
| Thai (ภาษาไทย) | การยกเว้นความยากลำบากเกินควร |
| Japanese (日本語) | 過度の困難免除 |
What it means
An undue hardship waiver is an exemption from a financial or legal obligation granted when complying would impose an unreasonable burden. In healthcare, this most commonly applies to Medicaid estate recovery—allowing a family to keep a home or asset that would otherwise be subject to repayment after a Medicaid beneficiary's death—when recovery would cause the surviving family undue hardship. Each state defines undue hardship differently, but criteria typically consider whether the asset is the family's sole income-producing property or the only home for a dependent relative. Applications are submitted to the state Medicaid agency.
How to say it
Sentences a patient might use with a doctor, nurse, pharmacist, or insurer:
un-DOO HARD-ship WAY-ver
exención por dificultad excesiva
Also called 'hardship exemption' or 'estate recovery waiver'
También llamada 'exención por dificultad' o 'exención de recuperación del patrimonio'
Medicaid notice may say: 'You may apply for an undue hardship waiver'
'Puede solicitar una exención por dificultad excesiva'
Where you'll see it
Related terms
Sources
Last reviewed: September 2026