US Medical Term · insurance
Health Insurance Marketplace
Mercado de Seguros de Salud
In 9 languages
| Language | Term |
|---|---|
| English | Health Insurance Marketplace |
| Spanish (Español) | Mercado de Seguros de Salud |
| Chinese (中文) | 健康保险市场 |
| Korean (한국어) | 건강보험 마켓플레이스 |
| Vietnamese (Tiếng Việt) | Sàn giao dịch bảo hiểm y tế |
| Filipino (Tagalog) | Health Insurance Marketplace |
| Portuguese (Português) | Mercado de Seguros de Saúde |
| Thai (ภาษาไทย) | ตลาดประกันสุขภาพ |
| Japanese (日本語) | 保険マーケットプレイス |
What it means
The Health Insurance Marketplace (also called the Exchange) is a platform created by the ACA where individuals and families can compare and purchase ACA-compliant health insurance plans. Plans are organized into metal tiers (Bronze, Silver, Gold, Platinum) based on actuarial value. Eligible enrollees may receive Advanced Premium Tax Credits and Cost-Sharing Reductions to lower their costs. The federal marketplace is accessible at HealthCare.gov; some states operate their own exchanges.
How to say it
Sentences a patient might use with a doctor, nurse, pharmacist, or insurer:
I lost my job last week and need to find a plan through the ACA Marketplace.
Perdí mi trabajo la semana pasada y necesito encontrar un plan a través del Mercado de la ACA.
Which Silver plan on the Marketplace gives me the best cost-sharing reduction benefit?
¿Qué plan Silver en el Mercado me da el mejor beneficio de reducción de costos compartidos?
I applied for an APTC when I enrolled in my Marketplace plan during open enrollment last fall.
Solicité un APTC cuando me inscribí en mi plan del Mercado durante la inscripción abierta el otoño pasado.
Where you'll see it
Related terms
Related guide
→ US Guide: marketplace plans and subsidiesSources
Last reviewed: September 2026