US Medical Term · insurance
Deductible
Deducible
In 9 languages
| Language | Term |
|---|---|
| English | Deductible |
| Spanish (Español) | Deducible |
| Chinese (中文) | 免赔额 |
| Korean (한국어) | 공제액 |
| Vietnamese (Tiếng Việt) | Khoản khấu trừ |
| Filipino (Tagalog) | Deductible |
| Portuguese (Português) | Franquia |
| Thai (ภาษาไทย) | ค่าลดหย่อน |
| Japanese (日本語) | 免責額 |
What it means
A deductible is the amount you pay out of pocket for covered health services before your insurance begins to share costs. For example, with a $1,500 deductible, you pay the first $1,500 of covered services each year before coinsurance or lower copays kick in. Preventive care is typically covered before the deductible under the ACA. Family plans may have separate individual and family deductibles. High-deductible health plans (HDHPs) pair with HSAs for tax savings.
How to say it
Sentences a patient might use with a doctor, nurse, pharmacist, or insurer:
How much of my annual deductible have I already met so far this year?
¿Cuánto de mi deducible anual ya he cumplido hasta ahora este año?
My deductible is $2,000, so I pay the first $2,000 before coinsurance begins.
Mi deducible es de $2,000, así que pago los primeros $2,000 antes de que comience el coseguro.
Does my preventive care visit count toward my annual deductible under ACA rules?
¿Mi visita de atención preventiva cuenta para mi deducible anual bajo las reglas de la ACA?
Where you'll see it
Related terms
Related guide
→ US Guide: deductibles copays and out of pocket maxSources
Last reviewed: September 2026