Copayment (Copay)

Copago

In 9 languages

LanguageTerm
EnglishCopayment (Copay)
Spanish (Español) Copago
Chinese (中文) 共付额
Korean (한국어) 본인부담금
Vietnamese (Tiếng Việt) Khoản đồng chi trả
Filipino (Tagalog) Copay
Portuguese (Português) Copagamento
Thai (ภาษาไทย) ค่าร่วมจ่าย
Japanese (日本語) コペイ(自己負担額)

What it means

A copayment is a fixed dollar amount you pay for a covered healthcare service, such as a doctor visit or prescription, at the time of service. Copays are set by your insurance plan and do not count toward your deductible in some plans. Common copays include $20–$40 for a primary care visit and $50–$100 for a specialist. After meeting your deductible, copays often remain in effect until you reach your out-of-pocket maximum.

How to say it

Sentences a patient might use with a doctor, nurse, pharmacist, or insurer:

What is my copay for a specialist visit under my current insurance plan?

¿Cuánto es mi copago por una visita al especialista bajo mi plan de seguro actual?

I paid my copay at the front desk before seeing the doctor today.

Pagué mi copago en la recepción antes de ver al médico hoy.

Does this plan have a $20 copay for every primary care visit?

¿Este plan tiene un copago de $20 por cada visita al médico de cabecera?

Where you'll see it

Insurance cardExplanation of Benefits (EOB)Plan summaryPharmacy receipt

Related terms

Related guide

→ US Guide: deductibles copays and out of pocket max

Sources

US Glossary Español A–Z US Codes United States

Last reviewed: September 2026