US Medical Term · insurance
Coinsurance
Coseguro
In 9 languages
| Language | Term |
|---|---|
| English | Coinsurance |
| Spanish (Español) | Coseguro |
| Chinese (中文) | 共同保险 |
| Korean (한국어) | 공동보험 |
| Vietnamese (Tiếng Việt) | Đồng bảo hiểm |
| Filipino (Tagalog) | Coinsurance |
| Portuguese (Português) | Cosseguro |
| Thai (ภาษาไทย) | การร่วมประกัน |
| Japanese (日本語) | コインシュアランス（自己負担割合） |
What it means
Coinsurance is the percentage of costs you pay for a covered service after you have met your deductible. For example, if your plan has 20% coinsurance, your insurer pays 80% and you pay 20% of the allowed amount. Coinsurance applies to most in-network services and continues until you reach your out-of-pocket maximum, after which the insurer covers 100% of covered costs for the rest of the plan year.
How to say it
Sentences a patient might use with a doctor, nurse, pharmacist, or insurer:
My plan has 20% coinsurance, so how much will I owe after my deductible?
Mi plan tiene un 20% de coseguro, ¿cuánto debo pagar después de mi deducible?
I have already met my deductible — is coinsurance the only cost left?
Ya cumplí mi deducible — ¿es el coseguro el único costo que me queda?
My coinsurance for this surgery is 30%, and I want to know the total.
Mi coseguro para esta cirugía es del 30%, y quiero saber el total.
Where you'll see it
Related terms
Related guide
→ US Guide: deductibles copays and out of pocket maxSources
Last reviewed: September 2026