US Medical Term · insurance
Cost-Sharing Reduction
Reducción de costos compartidos
In 9 languages
| Language | Term |
|---|---|
| English | Cost-Sharing Reduction |
| Spanish (Español) | Reducción de costos compartidos |
| Chinese (中文) | 費用分擔減免 |
| Korean (한국어) | 본인부담금 감면 |
| Vietnamese (Tiếng Việt) | Giảm chia sẻ chi phí |
| Filipino (Tagalog) | Pagbabawas ng cost-sharing |
| Portuguese (Português) | Redução de compartilhamento de custos |
| Thai (ภาษาไทย) | การลดค่าใช้จ่ายร่วม |
| Japanese (日本語) | 自己負担軽減 |
What it means
A cost-sharing reduction (CSR) is a federal subsidy that lowers the amount eligible lower-income individuals and families pay out-of-pocket when they use health insurance. CSRs reduce deductibles, copays, coinsurance, and out-of-pocket maximums. To qualify, you must enroll in a Silver-tier plan through the Health Insurance Marketplace and have a household income between 100% and 250% of the federal poverty level. CSRs are applied automatically when you enroll in a qualifying Silver plan — you do not have to apply separately. They are distinct from premium tax credits, which reduce your monthly premium.
How to say it
Sentences a patient might use with a doctor, nurse, pharmacist, or insurer:
Am I eligible for a cost-sharing reduction on a Silver plan?
¿Soy elegible para una reducción de costos compartidos en un plan Silver?
How much will a cost-sharing reduction lower my deductible?
¿Cuánto reducirá una reducción de costos compartidos mi deducible?
Do I need to apply separately for a cost-sharing reduction, or is it automatic with the Silver plan?
¿Necesito solicitar por separado una reducción de costos compartidos, o es automática con el plan Silver?
Where you'll see it
Related terms
Sources
Last reviewed: September 2026