Benefits Summary (EOB)

Resumen de Beneficios

In 9 languages

LanguageTerm
EnglishBenefits Summary (EOB)
Spanish (Español) Resumen de Beneficios
Chinese (中文) 保险理赔说明
Korean (한국어) 급여 요약서
Vietnamese (Tiếng Việt) Tóm tắt quyền lợi bảo hiểm
Filipino (Tagalog) Benefits Summary
Portuguese (Português) Resumo de Benefícios
Thai (ภาษาไทย) สรุปสิทธิประโยชน์
Japanese (日本語) 給付内容説明書

What it means

See EOB — Explanation of Benefits. The benefits summary, or EOB, is the document your insurer sends after processing a claim. It is not a bill but shows what was charged, what the insurer paid, any negotiated discounts, and your remaining financial responsibility. Reviewing the EOB against your provider's bill is essential for catching errors. Discrepancies should be reported to both the insurer and the provider. EOBs also show how much of your deductible and out-of-pocket maximum you have used for the year.

Related terms

Related guide

→ US Guide: reading an eob and a medical bill

Sources

US Glossary Español A–Z US Codes United States

Last reviewed: September 2026