US Medical Term · administration
Explanation of Benefits (EOB)
Explicación de Beneficios
In 9 languages
| Language | Term |
|---|---|
| English | Explanation of Benefits (EOB) |
| Spanish (Español) | Explicación de Beneficios |
| Chinese (中文) | 福利说明书 |
| Korean (한국어) | 급여 설명서 |
| Vietnamese (Tiếng Việt) | Giải thích quyền lợi bảo hiểm |
| Filipino (Tagalog) | Paliwanag ng Benepisyo |
| Portuguese (Português) | Explicação de Benefícios |
| Thai (ภาษาไทย) | เอกสารอธิบายสิทธิประโยชน์ |
| Japanese (日本語) | 給付内容説明書（EOB） |
What it means
An Explanation of Benefits (EOB) is a document sent by your insurer after a medical claim is processed. It details the services billed, the amount the provider charged, what the insurer paid, any adjustments, and what you owe. An EOB is not a bill — it is a summary of how a claim was handled. Reviewing your EOB helps you catch billing errors, verify that claims were processed correctly, and understand your remaining deductible and out-of-pocket balance.
How to say it
Sentences a patient might use with a doctor, nurse, pharmacist, or insurer:
I received an EOB from my insurer but I am not sure what I owe.
Recibí una Explicación de Beneficios de mi aseguradora, pero no estoy seguro de lo que debo.
My EOB shows a different amount than the bill I received from my doctor.
Mi EOB muestra un monto diferente al de la factura que recibí de mi médico.
Can you help me understand this section of my Explanation of Benefits statement?
¿Puede ayudarme a entender esta sección de mi estado de cuenta de Explicación de Beneficios?
Where you'll see it
Related terms
Related guide
→ US Guide: reading an eob and a medical billSources
Last reviewed: September 2026