CARES Act

Ley CARES

In 9 languages

LanguageTerm
EnglishCARES Act
Spanish (Español) Ley CARES
Chinese (中文) 《关怀法》
Korean (한국어) 케어스 법
Vietnamese (Tiếng Việt) Đạo luật CARES
Filipino (Tagalog) Batas CARES
Portuguese (Português) Lei CARES
Thai (ภาษาไทย) กฎหมาย CARES
Japanese (日本語) ケアーズ法

What it means

The Coronavirus Aid, Relief, and Economic Security (CARES) Act is a federal law signed in March 2020 in response to the COVID-19 pandemic. For patients, it had several important effects: it required most private health plans and Medicare to cover COVID-19 testing and vaccines at no cost; it expanded telehealth access by allowing Medicare to pay for virtual visits; it broadened what expenses qualify for health savings accounts (HSAs) and flexible spending accounts (FSAs), including over-the-counter drugs without a prescription; and it provided financial relief to hospitals and healthcare providers. Many CARES Act provisions were temporary, and some have since expired or changed. If you received pandemic-related healthcare, understanding the CARES Act may help you clarify billing questions.

How to say it

Sentences a patient might use with a doctor, nurse, pharmacist, or insurer:

Under the CARES Act, my COVID test was covered at no cost to me.

Bajo la Ley CARES, mi prueba de COVID fue cubierta sin costo para mí.

The CARES Act expanded telehealth so I could see my doctor by video during the pandemic.

La Ley CARES amplió la telemedicina para que pudiera ver a mi médico por video durante la pandemia.

I used my HSA for over-the-counter medicines after the CARES Act changed the rules.

Usé mi HSA para medicamentos de venta libre después de que la Ley CARES cambió las reglas.

Where you'll see it

insurance plan noticesMedicare Summary NoticeHSA/FSA account statementsprovider billing communications

Related terms

Sources

US Glossary Español A–Z US Codes United States

Last reviewed: September 2026