US Medical Term · regulatory
Applicable Large Employer
Empleador Grande Aplicable
In 9 languages
| Language | Term |
|---|---|
| English | Applicable Large Employer |
| Spanish (Español) | Empleador Grande Aplicable |
| Chinese (中文) | 适用的大型雇主 |
| Korean (한국어) | 적용 대상 대형 고용주 |
| Vietnamese (Tiếng Việt) | Người sử dụng lao động lớn theo quy định |
| Filipino (Tagalog) | Naaangkop na Malaking Employer |
| Portuguese (Português) | Empregador de Grande Porte Aplicável |
| Thai (ภาษาไทย) | นายจ้างรายใหญ่ที่เข้าข่าย |
| Japanese (日本語) | 適用対象大規模雇用者 |
What it means
An Applicable Large Employer (ALE) is a business or organization that employed an average of 50 or more full-time equivalent workers during the prior calendar year. Under the ACA's employer shared-responsibility provisions, ALEs must offer affordable, minimum-value health coverage to their full-time employees and their dependents, or face potential IRS penalties. Coverage is considered affordable if the employee's share of the premium for self-only coverage does not exceed a set percentage of their household income. If your employer has 50 or more employees and does not offer qualifying health insurance, you may be eligible to purchase subsidized coverage through the ACA marketplace. ALEs also file annual IRS reports (Forms 1094-C and 1095-C) to prove compliance.
How to say it
Sentences a patient might use with a doctor, nurse, pharmacist, or insurer:
My company qualifies as an applicable large employer, so it must offer health insurance.
Mi empresa califica como empleador grande aplicable, por lo que debe ofrecer seguro médico.
As an applicable large employer, my boss is required to provide affordable coverage.
Como empleador grande aplicable, mi jefe está obligado a proporcionar cobertura asequible.
I received a Form 1095-C because my employer is an applicable large employer.
Recibí el Formulario 1095-C porque mi empleador es un empleador grande aplicable.
Where you'll see it
Related terms
Sources
Last reviewed: September 2026