US Medical Term · insurance
Pre-Existing Condition
Condición Preexistente
In 9 languages
| Language | Term |
|---|---|
| English | Pre-Existing Condition |
| Spanish (Español) | Condición Preexistente |
| Chinese (中文) | 既往症 |
| Korean (한국어) | 기존 질환 |
| Vietnamese (Tiếng Việt) | Tình trạng Có từ Trước |
| Filipino (Tagalog) | Kondisyong Mayroon Na Bago ang Seguro |
| Portuguese (Português) | Condição Preexistente |
| Thai (ภาษาไทย) | โรคที่มีอยู่ก่อน |
| Japanese (日本語) | 既往症 |
What it means
A pre-existing condition is any health condition you had before your health insurance coverage began—such as diabetes, asthma, cancer, or heart disease. Under the Affordable Care Act, insurance companies in the individual and group markets cannot deny you coverage, charge higher premiums, or impose waiting periods because of a pre-existing condition. Before the ACA, insurers routinely refused coverage or charged substantially more. Short-term health plans and some grandfathered plans may not carry these protections, so check your specific plan's terms if you have a pre-existing condition.
How to say it
Sentences a patient might use with a doctor, nurse, pharmacist, or insurer:
pree-EG-zis-ting kun-DISH-un
condición preexistente
Also called 'prior health condition' or 'pre-existing health issue'
También llamada 'condición de salud previa'
Insurers may ask: 'Do you have any pre-existing conditions?'
'¿Tiene alguna condición preexistente?'
Where you'll see it
Related terms
Sources
Last reviewed: September 2026