US Medical Term · insurance
PPO (Preferred Provider Organization)
Organización de Proveedores Preferidos
In 9 languages
| Language | Term |
|---|---|
| English | PPO (Preferred Provider Organization) |
| Spanish (Español) | Organización de Proveedores Preferidos |
| Chinese (中文) | 优先提供者组织 |
| Korean (한국어) | 우선 의료 공급자 조직 |
| Vietnamese (Tiếng Việt) | Tổ chức nhà cung cấp ưu tiên |
| Filipino (Tagalog) | PPO |
| Portuguese (Português) | Organização de Provedores Preferenciais |
| Thai (ภาษาไทย) | องค์กรผู้ให้บริการที่ต้องการ |
| Japanese (日本語) | PPO（優先医療機関組織） |
What it means
A PPO (Preferred Provider Organization) is an insurance plan offering more flexibility than an HMO. Members can see any doctor without a referral, including out-of-network providers, though in-network care costs less. PPOs typically have higher premiums than HMOs but allow self-referrals to specialists. Out-of-network coverage usually involves higher deductibles and coinsurance. PPOs suit people who value provider choice, travel frequently, or have complex conditions requiring multiple specialists.
Related terms
All terms in this area: Insurance and billing — Seguro médico y facturación
Related guide
→ US Guide: how us health insurance worksSources
Last reviewed: September 2026