US Medical Term · insurance
PPO (Preferred Provider Organization)
Organización de Proveedores Preferidos
In 9 languages
| Language | Term |
|---|---|
| English | PPO (Preferred Provider Organization) |
| Spanish (Español) | Organización de Proveedores Preferidos |
| Chinese (中文) | 优先提供者组织 |
| Korean (한국어) | 우선 의료 공급자 조직 |
| Vietnamese (Tiếng Việt) | Tổ chức nhà cung cấp ưu tiên |
| Filipino (Tagalog) | PPO |
| Portuguese (Português) | Organização de Provedores Preferenciais |
| Thai (ภาษาไทย) | องค์กรผู้ให้บริการที่ต้องการ |
| Japanese (日本語) | PPO（優先医療機関組織） |
What it means
A PPO (Preferred Provider Organization) is an insurance plan offering more flexibility than an HMO. Members can see any doctor without a referral, including out-of-network providers, though in-network care costs less. PPOs typically have higher premiums than HMOs but allow self-referrals to specialists. Out-of-network coverage usually involves higher deductibles and coinsurance. PPOs suit people who value provider choice, travel frequently, or have complex conditions requiring multiple specialists.
Related terms
Related guide
→ US Guide: how us health insurance worksSources
Last reviewed: September 2026