US Medical Term · insurance
Plan Year
Año del Plan
In 9 languages
| Language | Term |
|---|---|
| English | Plan Year |
| Spanish (Español) | Año del Plan |
| Chinese (中文) | 保险计划年度 |
| Korean (한국어) | 플랜 연도 |
| Vietnamese (Tiếng Việt) | Năm Bảo hiểm |
| Filipino (Tagalog) | Taon ng Plano |
| Portuguese (Português) | Ano do Plano |
| Thai (ภาษาไทย) | ปีของแผนประกัน |
| Japanese (日本語) | プラン年度 |
What it means
A plan year is the 12-month period during which your health insurance benefits are active. Your deductible, out-of-pocket maximum, and other cost accumulators reset to zero at the start of each new plan year. Employer-sponsored plans often run on a plan year different from the calendar year—for example, July 1 to June 30. Understanding when your plan year starts and ends helps you time elective procedures and expensive services to make the most of what your insurance has already applied to your deductible during that year.
How to say it
Sentences a patient might use with a doctor, nurse, pharmacist, or insurer:
plan yeer
año del plan
Sometimes called 'benefit year'
A veces llamado 'año de beneficios'
Ask billing: 'When does my plan year reset?'
'¿Cuándo se reinicia mi año de plan?'
Where you'll see it
Related terms
Sources
Last reviewed: September 2026