US Medical Term · insurance
Medigap
Medigap (Seguro Suplementario de Medicare)
In 9 languages
| Language | Term |
|---|---|
| English | Medigap |
| Spanish (Español) | Medigap (Seguro Suplementario de Medicare) |
| Chinese (中文) | 医疗补充保险 |
| Korean (한국어) | 메디갭 |
| Vietnamese (Tiếng Việt) | Medigap (bảo hiểm bổ sung Medicare) |
| Filipino (Tagalog) | Medigap |
| Portuguese (Português) | Medigap (suplemento Medicare) |
| Thai (ภาษาไทย) | Medigap (ประกันเสริม Medicare) |
| Japanese (日本語) | メディギャップ |
What it means
Medigap, also called Medicare Supplement Insurance, is private insurance sold by insurance companies to help pay the gaps in Original Medicare—copays, coinsurance, and deductibles you would otherwise pay out of pocket. Medigap policies are standardized by the federal government and labeled with letters (A, B, D, G, K, L, M, N), meaning each lettered plan type offers identical core benefits regardless of the company selling it. Medigap does not cover prescription drugs—you need a separate Medicare Part D plan. Medigap is designed for beneficiaries on Original Medicare and does not work alongside Medicare Advantage plans. Premiums vary by insurer and location even for the same plan letter.
How to say it
Sentences a patient might use with a doctor, nurse, pharmacist, or insurer:
Medigap supplement plan
plan suplementario Medigap
Medicare supplement insurance
seguro suplementario de Medicare
gap coverage for Original Medicare costs
cobertura de brechas para costos de Medicare Original
Where you'll see it
Related terms
Sources
Last reviewed: September 2026