US Medical Term · insurance
Medicare Supplement (Medigap)
Suplemento de Medicare (Medigap)
In 9 languages
| Language | Term |
|---|---|
| English | Medicare Supplement (Medigap) |
| Spanish (Español) | Suplemento de Medicare (Medigap) |
| Chinese (中文) | Medicare 補充保險 |
| Korean (한국어) | 메디케어 보충 보험 |
| Vietnamese (Tiếng Việt) | Bảo hiểm bổ sung Medicare |
| Filipino (Tagalog) | Medicare supplement (Medigap) |
| Portuguese (Português) | Suplemento do Medicare |
| Thai (ภาษาไทย) | ประกันเสริม Medicare |
| Japanese (日本語) | メディケア補充保険 |
What it means
A Medicare Supplement plan, commonly called Medigap, is private health insurance designed to cover the cost-sharing gaps left by Original Medicare (Parts A and B). These gaps include deductibles, coinsurance, and copays that Medicare does not pay. Medigap plans are standardized by the federal government into lettered plan types (A, B, C, D, F, G, K, L, M, N) with consistent benefits regardless of which private insurer sells them. You must already have Medicare Part A and Part B to buy a Medigap policy. Medigap does not cover prescription drugs — you need a separate Part D plan for that.
How to say it
Sentences a patient might use with a doctor, nurse, pharmacist, or insurer:
Which Medigap plan would cover my Medicare Part A deductible?
¿Qué plan Medigap cubriría mi deducible de Medicare Parte A?
I want to buy a Medicare supplement plan — when is the best time to enroll?
Quiero comprar un plan suplementario de Medicare — ¿cuál es el mejor momento para inscribirme?
Does my Medigap plan cover my coinsurance for specialist visits under Medicare?
¿Mi plan Medigap cubre mi coseguro por visitas a especialistas bajo Medicare?
Where you'll see it
Related terms
Sources
Last reviewed: September 2026