US Medical Term · financial
MAGI
MAGI (Ingreso Bruto Ajustado Modificado)
In 9 languages
| Language | Term |
|---|---|
| English | MAGI |
| Spanish (Español) | MAGI (Ingreso Bruto Ajustado Modificado) |
| Chinese (中文) | 调整后总收入 |
| Korean (한국어) | 수정 총소득 |
| Vietnamese (Tiếng Việt) | Thu nhập gộp đã điều chỉnh sửa đổi |
| Filipino (Tagalog) | MAGI |
| Portuguese (Português) | Renda bruta ajustada modificada |
| Thai (ภาษาไทย) | รายได้รวมที่ปรับปรุงแล้ว |
| Japanese (日本語) | 修正調整後総所得 |
What it means
MAGI—Modified Adjusted Gross Income—is the income measure used by the federal government to determine eligibility for ACA marketplace subsidies, Medicaid, and CHIP. It begins with your Adjusted Gross Income (AGI) from your federal tax return and adds back non-taxable Social Security benefits, tax-exempt interest, and certain excluded foreign income. Unlike older asset-based Medicaid rules, MAGI does not count savings accounts, a home, or other property—only income flows. Your household MAGI as a percentage of the Federal Poverty Level sets your subsidy amount or Medicaid eligibility tier. Underestimating your MAGI when applying for tax credits can create a repayment obligation at tax time.
How to say it
Sentences a patient might use with a doctor, nurse, pharmacist, or insurer:
MAGI—modified adjusted gross income
MAGI—ingreso bruto ajustado modificado
income calculation for ACA subsidies
cálculo de ingresos para subsidios del ACA
Medicaid income test based on MAGI
prueba de ingresos de Medicaid basada en MAGI
Where you'll see it
Related terms
Sources
Last reviewed: September 2026