US Medical Term · insurance
Loss of Coverage
Pérdida de Cobertura
In 9 languages
| Language | Term |
|---|---|
| English | Loss of Coverage |
| Spanish (Español) | Pérdida de Cobertura |
| Chinese (中文) | 失去保险覆盖 |
| Korean (한국어) | 보험 적용 상실 |
| Vietnamese (Tiếng Việt) | Mất bảo hiểm |
| Filipino (Tagalog) | Pagkawala ng Saklaw |
| Portuguese (Português) | Perda de cobertura de saúde |
| Thai (ภาษาไทย) | การสูญเสียความคุ้มครอง |
| Japanese (日本語) | 保険適用の喪失 |
What it means
Loss of coverage occurs when you involuntarily lose your health insurance—because you lost a job, aged off a parent's plan at 26, your COBRA expired, your employer stopped offering benefits, or your Medicaid or CHIP eligibility ended. Losing coverage qualifies you for a Special Enrollment Period on the ACA marketplace, generally giving you 60 days before or after coverage ends to enroll in a new plan. You may also elect COBRA to continue your former employer's coverage for up to 18 months by paying the full premium plus an administrative fee. Acting quickly prevents gaps in coverage that could leave you financially exposed to unexpected medical costs.
How to say it
Sentences a patient might use with a doctor, nurse, pharmacist, or insurer:
involuntary loss of health insurance
pérdida involuntaria del seguro de salud
losing employer or Medicaid coverage
perder cobertura del empleador o Medicaid
SEP triggered by loss of coverage
PEE activado por pérdida de cobertura
Where you'll see it
Related terms
Sources
Last reviewed: September 2026