US Medical Term · insurance
Annual Notice of Change
Aviso anual de cambios
In 9 languages
| Language | Term |
|---|---|
| English | Annual Notice of Change |
| Spanish (Español) | Aviso anual de cambios |
| Chinese (中文) | 年度變更通知 |
| Korean (한국어) | 연간 변경 통지 |
| Vietnamese (Tiếng Việt) | Thông báo thay đổi hàng năm |
| Filipino (Tagalog) | Taunang abiso ng pagbabago |
| Portuguese (Português) | Aviso anual de mudanças |
| Thai (ภาษาไทย) | หนังสือแจ้งการเปลี่ยนแปลงประจำปี |
| Japanese (日本語) | 年次変更通知 |
What it means
The Annual Notice of Change (ANOC) is a document Medicare Advantage and Medicare Part D plan members must receive each September, before the open enrollment period. It summarizes all plan changes taking effect January 1 of the coming year, including changes to premiums, deductibles, copays, drug formularies, covered benefits, and network providers. Reviewing this notice is critical so you can decide whether to stay in your current plan or switch during the October 15 to December 7 open enrollment window. If you do not receive your ANOC by late September, contact your plan directly to request one.
How to say it
Sentences a patient might use with a doctor, nurse, pharmacist, or insurer:
I have not received my Annual Notice of Change — can you send it to me?
No he recibido mi Aviso Anual de Cambios — ¿pueden enviármelo?
I want to review the changes to my plan benefits listed in the Annual Notice of Change.
Quiero revisar los cambios en los beneficios de mi plan indicados en el Aviso Anual de Cambios.
My drug is no longer on the formulary according to the Annual Notice of Change — what are my options?
Mi medicamento ya no está en el formulario según el Aviso Anual de Cambios — ¿cuáles son mis opciones?
Where you'll see it
Related terms
Sources
Last reviewed: September 2026