insurance
Special Enrollment Period
特別登録期間 (tokubetsu tōroku kikan)
A Special Enrollment Period (SEP) is a window outside of the annual open enrollment period during which individuals can enroll in or change health insurance due to a qualifying life event. Qualifying events include losing other coverage (job loss, end of COBRA), getting married or divorced, having a baby or adopting a child, moving to a new coverage area, or gaining citizenship. SEPs typically last 60 days from the qualifying event. Marketplace SEPs require documentation of the qualifying event.
Awareness of SEP triggers helps individuals avoid coverage gaps when life changes disrupt their existing insurance.
In 9 languages
| Language | Term |
|---|---|
| English | Special Enrollment Period |
| Japanese (日本語) | 特別登録期間 |
| Chinese (中文) | 特殊报名期 |
| Korean (한국어) | 특별 등록 기간 |
| Portuguese | Período de Inscrição Especial |
| Spanish | Período de Inscripción Especial |
| Filipino | Special Enrollment Period |
| Thai | ช่วงเวลาลงทะเบียนพิเศษ |
| Vietnamese | Thời gian đăng ký đặc biệt |
| Romanization | tokubetsu tōroku kikan |
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Browse US healthcare guides →Last reviewed: September 2026