Special Enrollment Period

特別登録期間 (tokubetsu tōroku kikan)

A Special Enrollment Period (SEP) is a window outside of the annual open enrollment period during which individuals can enroll in or change health insurance due to a qualifying life event. Qualifying events include losing other coverage (job loss, end of COBRA), getting married or divorced, having a baby or adopting a child, moving to a new coverage area, or gaining citizenship. SEPs typically last 60 days from the qualifying event. Marketplace SEPs require documentation of the qualifying event.

Awareness of SEP triggers helps individuals avoid coverage gaps when life changes disrupt their existing insurance.

In 9 languages

LanguageTerm
English Special Enrollment Period
Japanese (日本語) 特別登録期間
Chinese (中文) 特殊报名期
Korean (한국어) 특별 등록 기간
Portuguese Período de Inscrição Especial
Spanish Período de Inscripción Especial
Filipino Special Enrollment Period
Thai ช่วงเวลาลงทะเบียนพิเศษ
Vietnamese Thời gian đăng ký đặc biệt
Romanization tokubetsu tōroku kikan
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Last reviewed: September 2026