Open Enrollment Period

オープンエンロールメント期間 (ōpun enrōrumento kikan)

Open Enrollment is the annual period when individuals can enroll in, change, or drop health insurance coverage without a qualifying life event. For Marketplace plans, federal open enrollment typically runs from November 1 to January 15. Employer-sponsored plans have their own open enrollment windows, usually in the fall. Outside of open enrollment, changes are only allowed during Special Enrollment Periods triggered by qualifying events such as job loss, marriage, or the birth of a child.

Missing open enrollment without a qualifying event means waiting until the next annual window to obtain or change coverage.

In 9 languages

LanguageTerm
English Open Enrollment Period
Japanese (日本語) オープンエンロールメント期間
Chinese (中文) 公开报名期
Korean (한국어) 공개 등록 기간
Portuguese Período de Matrícula Aberta
Spanish Período de Inscripción Abierta
Filipino Open Enrollment Period
Thai ช่วงเวลาเปิดรับสมัคร
Vietnamese Thời gian đăng ký mở
Romanization ōpun enrōrumento kikan
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Last reviewed: September 2026