insurance

Qualifying Life Event

適格生活イベント (tekikaku seikatsu ibento)

A qualifying life event is a change in circumstances that makes a person eligible for a Special Enrollment Period outside of open enrollment. Qualifying events include loss of health coverage (job loss, aging off a parent's plan at 26, loss of Medicaid eligibility), change in household (marriage, divorce, birth, adoption, death), change in residence to a new plan area, and certain other situations such as gaining citizenship or leaving incarceration. Each qualifying event has a specific enrollment window, typically 60 days.

Losing coverage is always a qualifying event; individuals who lose job-based insurance have 60 days to enroll in a Marketplace plan or elect COBRA.

In 9 languages

Language	Term
English	Qualifying Life Event
Japanese (日本語)	適格生活イベント
Chinese (中文)	符合条件的生活事件
Korean (한국어)	자격 요건 생활 사건
Portuguese	Evento de Vida Qualificador
Spanish	Evento de Vida Calificador
Filipino	Qualifying Life Event
Thai	เหตุการณ์ชีวิตที่มีคุณสมบัติ
Vietnamese	Sự kiện cuộc sống đủ điều kiện
Romanization	tekikaku seikatsu ibento

Related terms

• Health Insurance Marketplace 保険マーケットプレイス
• Open Enrollment Period オープンエンロールメント期間
• COBRA Continuation Coverage COBRA継続保険
• Special Enrollment Period 特別登録期間

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