insurance

COBRA Continuation Coverage

COBRA継続保険 (COBRA keizoku hoken)

COBRA (Consolidated Omnibus Budget Reconciliation Act) allows workers and their families to continue employer-sponsored group health coverage for a limited period after leaving a job or experiencing other qualifying events such as reduced hours, divorce, or death of the covered employee. COBRA coverage is identical to the former employer plan but the individual typically pays the full premium plus an administrative fee, making it significantly more expensive than when employed. Coverage continues for up to 18 months in most cases.

COBRA is a bridge option to prevent coverage gaps between jobs; enrollees have 60 days from losing coverage to elect COBRA.

In 9 languages

Language	Term
English	COBRA Continuation Coverage
Japanese (日本語)	COBRA継続保険
Chinese (中文)	COBRA续保
Korean (한국어)	COBRA 지속 보험
Portuguese	Cobertura de Continuação COBRA
Spanish	Cobertura de Continuación COBRA
Filipino	COBRA Continuation Coverage
Thai	ความคุ้มครอง COBRA
Vietnamese	Bảo hiểm tiếp nối COBRA
Romanization	COBRA keizoku hoken

Related terms

• COBRA Election Period COBRA選択期間
• Special Enrollment Period 特別登録期間
• Qualifying Life Event 適格生活イベント
• Employer-Sponsored Insurance 雇用主提供保険

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