insurance
FSA (Flexible Spending Account)
FSA（フレキシブル支出口座） (FSA (furekishiburu shishutsu kōza))
A Flexible Spending Account (FSA) is an employer-sponsored pre-tax benefit account used to pay for eligible medical, dental, and vision expenses. Contributions reduce your taxable income. Unlike HSAs, FSAs generally follow a 'use it or lose it' rule — unspent funds may be forfeited at year-end, though some plans allow a grace period or limited rollover. FSAs can be used with any health plan type, not just HDHPs. Annual contribution limits are set by the IRS.
FSA funds are available immediately at the start of the plan year, even before all contributions have been made — a practical advantage for early medical expenses.
In 9 languages
| Language | Term |
|---|---|
| English | FSA (Flexible Spending Account) |
| Japanese (日本語) | FSA（フレキシブル支出口座） |
| Chinese (中文) | 灵活支出账户 |
| Korean (한국어) | 유연 지출 계좌 |
| Portuguese | Conta de Gastos Flexíveis |
| Spanish | Cuenta de Gastos Flexibles |
| Filipino | Flexible Spending Account |
| Thai | บัญชีใช้จ่ายยืดหยุ่น |
| Vietnamese | Tài khoản chi tiêu linh hoạt |
| Romanization | FSA (furekishiburu shishutsu kōza) |
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Browse US healthcare guides →Last reviewed: September 2026