insurance
Benefits Summary (EOB)
給付内容説明書 (kyūfu naiyō setsumeisho)
See EOB — Explanation of Benefits. The benefits summary, or EOB, is the document your insurer sends after processing a claim. It is not a bill but shows what was charged, what the insurer paid, any negotiated discounts, and your remaining financial responsibility. Reviewing the EOB against your provider's bill is essential for catching errors. Discrepancies should be reported to both the insurer and the provider. EOBs also show how much of your deductible and out-of-pocket maximum you have used for the year.
Most insurers now provide EOBs electronically through a member portal within a few weeks of a service date.
In 9 languages
| Language | Term |
|---|---|
| English | Benefits Summary (EOB) |
| Japanese (日本語) | 給付内容説明書 |
| Chinese (中文) | 保险理赔说明 |
| Korean (한국어) | 급여 요약서 |
| Portuguese | Resumo de Benefícios |
| Spanish | Resumen de Beneficios |
| Filipino | Benefits Summary |
| Thai | สรุปสิทธิประโยชน์ |
| Vietnamese | Tóm tắt quyền lợi bảo hiểm |
| Romanization | kyūfu naiyō setsumeisho |
Learn more in the guide:
Browse US healthcare guides →Last reviewed: September 2026