insurance
Copayment (Copay)
コペイ（自己負担額） (kopei (jiko futankin))
A copayment is a fixed dollar amount you pay for a covered healthcare service, such as a doctor visit or prescription, at the time of service. Copays are set by your insurance plan and do not count toward your deductible in some plans. Common copays include $20–$40 for a primary care visit and $50–$100 for a specialist. After meeting your deductible, copays often remain in effect until you reach your out-of-pocket maximum.
Copays are one of the most common cost-sharing features in US employer-sponsored and marketplace insurance plans.
In 9 languages
| Language | Term |
|---|---|
| English | Copayment (Copay) |
| Japanese (日本語) | コペイ（自己負担額） |
| Chinese (中文) | 共付额 |
| Korean (한국어) | 본인부담금 |
| Portuguese | Copagamento |
| Spanish | Copago |
| Filipino | Copay |
| Thai | ค่าร่วมจ่าย |
| Vietnamese | Khoản đồng chi trả |
| Romanization | kopei (jiko futankin) |
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Browse US healthcare guides →Last reviewed: September 2026