insurance

PPO (Preferred Provider Organization)

PPO（優先医療機関組織） (PPO (yūsen iryō kikan soshiki))

A PPO (Preferred Provider Organization) is an insurance plan offering more flexibility than an HMO. Members can see any doctor without a referral, including out-of-network providers, though in-network care costs less. PPOs typically have higher premiums than HMOs but allow self-referrals to specialists. Out-of-network coverage usually involves higher deductibles and coinsurance. PPOs suit people who value provider choice, travel frequently, or have complex conditions requiring multiple specialists.

PPOs are the most common employer-sponsored plan type in the US, valued for flexibility in choosing providers.

In 9 languages

Language	Term
English	PPO (Preferred Provider Organization)
Japanese (日本語)	PPO（優先医療機関組織）
Chinese (中文)	优先提供者组织
Korean (한국어)	우선 의료 공급자 조직
Portuguese	Organização de Provedores Preferenciais
Spanish	Organización de Proveedores Preferidos
Filipino	PPO
Thai	องค์กรผู้ให้บริการที่ต้องการ
Vietnamese	Tổ chức nhà cung cấp ưu tiên
Romanization	PPO (yūsen iryō kikan soshiki)

Related terms

• In-Network Provider ネットワーク内プロバイダー
• Out-of-Network Provider ネットワーク外プロバイダー
• HMO (Health Maintenance Organization) HMO（健康維持機構）
• EPO (Exclusive Provider Organization) EPO（専属医療機関組織）

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